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Manage corporate and strategic activity Hold the financial assets of our policyholders Responsible for providing life companies with all required management services Used by the management services companies to provide policy administration services 12 Read more about our operating structure What we do We create value for our customers by maximising policyholder returns through our specialist expertise and innovative management of closed life funds.

As such, actual future gains and losses could differ materially from those that the Group has estimated.10.

SOLUTION We aim to be recognised as the 'industry solution' for the safe, innovative and profitable management of closed life funds.

LONG TERM As closed funds run off over the long term we believe that a specialist operating model is critical for providing policyholders with a secure, stable and efficient service.

We operate a comprehensive risk management framework which identifies, assesses and mitigates the risks facing our Group.

We operate a robust governance structure embedded in an experienced management team, with independent Boards and Committees for the Group.